Combining seasonal climate insurance with weather monitoring for maximum, affordable protection.

Who We Are

Keep Farmers Farming Sustainably

Sprout is an insurtech startup with a mission to build resilience for farmers using climate change adaptation protection. That means we watch the weather, and when it's unexpectedly harmful to yields, we pay farmers covered under one of our insurance products. We offer direct-to-farmer mobile technology that fits into any farmer supplier program.

Our Impact

At Sprout our impact is holistic resilience for smallholder farmers worldwide

No Poverty

We focus on increasing farmer incomes by addressing their risks of loss.

Resilient Agriculture

Building climate change adaptation instruments to put farmers in a strong position when climate events hit them during each season.

Climate Action

Continuing to promote best practices in climate change.

Weather Data

Sourcing the best data for the most reliable protection

Sprout Monitors Farms Through Remote Sensing Technologies


Water is a critical component for any crop to produce maximum, high-quality yields. Most farmers rely on rainfall as their primary source of water. Too littl rainfall (drought) or too much (flooding) can lead to reduced yields.


In Western Africa, temperature is expected to rise 3 degrees Celcius by 2100. This increase in heat has the potential to reduce yields by 15%! Meanwhile, high-altitude crops such as Arabica coffee are suseptible to frost. Temperature is a major factor in crop production.


Wind can have huge impacts on crop yields. An example is the Harmattan -- a seasonal notheasterly trade winde that blows from the Sahara Desert over West Africa into the Gulf of Guinea. It annually brings dusty strong winds that impact crops.

Soil Moisture

Water moisture inside the crop's soil has an impact on the productivity of yields and can be a replacement for rainfall measurement.


Sprout offers an end-to-end solution to protect your value chain suppliers with accuracy and affordability


Precision protection for your raw materials with Sprout-desiged weather index insurance.


From registration to payouts and every insurance process in between, Sprout provides a fully digital experience for farmers and buyers.


Insurance companies can benefit from working with Sprout to distribute products through its network of global raw material buyers.


Partnering to advance climate change adaptation

  • All
  • The Climate Finance Lab
  • Super Index with PIK
  • BIMALab Accerlator

The Climate Finance Lab

The Climate Finance Lab

Super Index with PIK

Super Index with PIK

BIMALab Accerlator

BIMALab Accerlator


Our experienced team

Ashley King-Bischof

Founder, Head of Product

Fervently committed to women smallholder farmers around the world. Experience building digital solutions in global value chains and growing successful startups through exits.

Constance Fromont

Business Development

With 10 years of experience working end-to-end for global food companies, Constance brings a wealth of expertise and understanding how supplier relationships impact the bottom line.

Sandro Stark


Innovation Lead at Allianz, Sandro provides blockchain, insurance and global sales advise to our team.

Winnie Badiah


An insuretech founder, Winnie brings actuary and global insurance knowledge to our advisory team.


Frequently asked questions

Sprout has its origins in Kenya, but is active in multiple supply chains and crops around the world. If you have a group of farmers who need protecting, please reach out! Find us at

Blockchain brings trust. At Sprout, we place our insurance contracts on blockchain, which means they are both automated and cannot be changed in any way throughout the season. This provides a significant reduction in cost and makes the process trusted.

Traditional crop insurance waits until the end of the season and waits for farmers to submit a claim against their loss of production (yields). This process is expensive and takes too long! The majority of crop losses are due to weather. Weather index insurance simply watches weather (rainfall, wind, temperature, etc) and when a threshhold is reached, an automatic payments is made to the farmer. No need to go to the farm and wait for a finalized claim process!

Sprout's solution is mobile and web technology. We communicate directly with farmers using USSD, SMS and Android apps. Stakeholders such as buyers, insurance companies and program funders can use the web portal to monitor all the insurance and program data. Sprout handles all data and communication with one solution.